Inspired by people, powered by technology

Paymenow is the market-leading Earned Wage Access (EWA) platform in Africa

Focusing on financial wellness and inclusion

Paymenow is revolutionizing access to liquidity without compromising financial health

What is Earned Wage Access?

Earned wage access enables employees to access their wages without the threat of a costly loan and with the added benefit of building savings and getting out of the risky financial cycle altogether

Available for your Smart Phone

All the power of Paymenow in your pocket

Cash-out, learn and manage your finances with ease DATA FREE!

Employer Portal

Paymenow is FREE to employers

The Paymenow employer portal is a web-based app that allows the employer the ability to manage employee data on Paymenow.
The portal provides a dashboard with key performance metrics (KPIs) and trends around Paymenow utilisation.
Permissioned users are able to manage bulk employee data via file upload, or manually manage individual employee data via direct input on the app.
Users are able to download reconciliation files from the app which facilitates the salary deduction process, to ensure employees are paid the correct amount come payday.
Users are able to log support requests and engage with the support team.

Employee application

The app is accessible on any device!

  • Realtime
  • 24/7 Access
  • Affordable

Tiering Plan

Socially and financially responsible

Paymenow takes employees’ best interests to heart by encouraging in-app financial education through gamification. By taking employees on a financial wellness and inclusion journey through financial education, employees earn Paymenow points and advance through tiers to achieve greater access to already earned wages at discounted fees.

Tiering through financial education

Employees earn points by successfully completing education modules, financial questionnaires and credit checks

Paymenow Pricing
Paymenow Pricing
Paymenow Pricing
Paymenow Pricing

Forget What You Know

A few good reasons to choose Paymenow

South Africa has 25 million active credit customers, and more than 10 million of them are behind on their payments. As such, the population of people looking for access to liquidity is enormous. For the time being, Paymenow is partnering with big and small businesses in the mining, logistics, financial services, call-centers and other sectors that typically employ underserved individuals, to be able to reach low-income, salaried people. The total market size includes 11 million employed people in South Africa.

Leading EWA Solution

Paymenow was first to launch in SA and Namibia and are leaders in EWA solutions

Exemplary Credentials

We are the only EWA organisation in SA to be associated with and sponsored by an international NGO, the Catalyst Fund, mandated to financial inclusion

It Costs You Nothing

It’s FREE to employers

Highest Levels of Security 

Our tech platform has undergone information security and cyber risk assessment from F-Secure which guarantees bank-grade security

True Behaviour Change

We are the first to offer a tiered approach to financial education. The more educational modules the employee completes, the more earnings they will be able to access.

Alleviates Indebtedness

We help aim to alleviate indebtedness (10x times cheaper than a payday loan and 3x cheaper than a credit card)

We Support You

24/7 Online Support
At no extra charge
Employee training supplied

Stretching Money Further

Your people are able to send
groceries, airtime and electricity to their families anywhere in the country – instantly!

60 Decibels report

An independent survey, conducted by 60 Decibels has revealed that 81% of users reported quality of life improvements thanks to Paymenow.
The report was compiled based on interviews from a sample set of more than 3000 employees who use our responsible earned wage access (EWA) platform.

Do not have a viable alternative to Paymenow
More in control of their finances
Quality of life improvements
Decrease in stress levels

Driving financial resilience for leading brands

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