Our Vision

To bring financial peace of mind to everyone, everywhere

Since its inception, Paymenow has emerged as a leading pioneer in the Earned Wage Access (EWA) sector across Africa.

As a beacon of hope against predatory lending practices, we take pride in offering a solution that is ten times more affordable than conventional payday loans. Our direct payroll integration is complemented by a user-centric tiering system, fostering responsible access to earnings and promoting prudent financial behaviour.

Implementation is free to employers

Key features and benefits of the Paymenow platform include:

Financial Relief

Instant access to wages for urgent needs, providing a safety net in times of financial strain

Save Smartly: Grow Your Money

Encouragement of saving through our innovative app feature, allowing users to seamlessly save directly from their available wages into an interest-bearing money market account.

Empowering Financial Resources

Free access to investment products and financial education resources, empowering users to take control of their financial futures

Expert Financial Support

Exclusive financial wellness and mental well-being helpline dedicated to Paymenow users, offering expert guidance and support

Data-free

Paymenow is a data-free app, meaning users do not require any data to access the platform when an emergency arises, removing access barriers to ensure they stay in control of their financial wellness.

Value-Packed Perks: Essential Vouchers for Everyday Savings

Value-added services in the form of vouchers to buy necessities such as groceries, airtime, and electricity purchases, further addressing the day-to-day financial needs of our users

Meet the founders

Deon Nobrega

CEO

Bryan Habana

Chief Client Officer

Willem Van Zyl

Chief Technical Officer

Gerbrand Potgieter

Chief Digital Officer

Inspired by people, powered by technology

Our Mission

Our mission extends beyond providing a mere service; we are catalysts of a financial revolution, empowering employees with real-time access to their hard-earned wages. Paymenow’s unwavering commitment to improving lives is reflected in groundbreaking research findings: an impressive 94% of our users report significant enhancements in their overall quality of life, a substantial 67% reduction in financial stress, and a remarkable 70% increase in financial independence. Our company is proud to showcase an impressive Net Promoter Score of 75, which stands as a testament to our unwavering dedication to customer satisfaction and excellence.

Our Goals

Short Term

To provide a far cheaper, responsible alternative to payday lending
To offer best practices in market VAP services to stretch employees money further on essential service items

Medium Term

Through our cutting edge financial literacy strategy involving theory, profiling through Big Data, and practical prescriptive triggers prompting responsible financial
behaviour

Long Term

Change a vicious debt cycle into a savings mindset
Turn employees into financially resilient citizens